Landing on a great deal for your auto insurance these days is almost impossible because of the rather stringent requirements for you to get "friendly" rates. Getting a great deal is more difficult too if you do not have a lot of money to spend for such expenses. While this is the usual lament of many Americans, the elderly individuals of this nation have it worse. The elderly have to pay higher rates for their car insurance, on top of the fact that they have to pay higher premiums for their health insurance policies.
Even if our elderly have more driving experience than the rest of us, the lot of them no longer react as fast as they used to. This of course is a consequence of aging and is something that we will all experience but having them pay for rather high auto insurance rates or seeing them not being able to afford what is written on their auto insurance quotes is definitely a sad thing. The rates that they get from insurers, however, is not something that our elderly should take personally because insurers are only basing their quotes on statistics.
Experts say that an elderly driver on the road is a very dangerous thing because aside from their reflexes not as good as it used to, most of our elders also have a lot of drugs in their bloodstream due to all the medications they take. This, according to doctors, is the same as driving after having a high alcoholic intake. That being said, when compared to the rest of the population, it is natural for insurers to give older people higher auto insurance quotes.
Death due to traffic accidents among those ages 75 to 85 is also quite high. Based on a recent study done by the Carnegie Mellon University, the fatality rate of this age range is as high as the fatality rate of teenage drivers. This is a rather disturbing piece of information which might make many of us worry about our elders being on the road at all.
Experts believe that the sons and daughters of those who fall under the 75 to 85 age range should decide whether their moms and dads should still drive -after all, auto insurance quotes for this age range are rather high.