No.1 Commercial Fishing
Based on statistics from the year 2010, the dangers of the high seas has resulted to 116 deaths for every 100,000 commercial fishing personnel. There is a record of 129 deaths as well as 61 injuries for every 100,000 American commercial fishermen in the year 2008 alone. The fishing industry has been suffering from extremely high occupational death rates in the past few years. And probably these workers are the greater part of life insurance carriers.
No.2 Loggers
The death rate in this industry is 91.9 per 100,000. If you think you are cut out to be a logger, there are three things you need to have on your side - luck, reflexes and skills. Whether one is cutting down a big tree as heavy as 10 tons or as high as a 5-storey building, loading heavy trunks or doing other stuff related to your job, you would need to have all of abovementioned things.
No.3 Goldminer
Having to work in an open-pit mine is basically like working inside or being part of a finely tuned machine. Goldminers usually have to drive 200-ton trucks, rummage through rocks or orchestrate explosions to get near the gold. It's not just goldminers that are exposed to this kind of environment though - other types of miners also have to deal with these dangers day in and day out. The most dangerous mining job goes to mining machine operators though because 38.7 per 100,000 of them die annually.
No.4 Garbage Collectors/Professional Recyclers
Although this job was not even in the top 10 most dangerous jobs 10 years ago, they have become deadlier in recent times. The increasing number of waste in the United States resulted to an increase in collections which means that collectors are usually on the road. Aside from machinery accidents, garbage collectors are also exposed to traffic-related accidents.
No. 5 Roofers
In 2008, there were 34 recorded deaths in every 100,000 American roofers. Although the numbers are still the same, this job is still relatively one of the most dangerous jobs in the United States. Aside from trips and falls, roofers also have to be careful when dealing with hot asphalt.
All these people have the first neccessity of a life insurance protection for their families as a financial investment. Whether you work for an industry that exposes you to danger on a daily basis or you work in an office building where it is relatively safe, getting a life insurance policy is always a good idea.